Clearfield Mutual offers a variety of property and casualty insurance products designed to meet the needs of small Pennsylvania communities. The Company currently writes Fire, Allied Lines, Homeowners, Mobile Homeowners and other Liability Lines.
The Company offers standard Homeowners/Mobile Homeowners programs for owner-occupied residences. Additional coverages such as replacement cost of contents, higher limits for liability, small in house business coverages and similar products are offered. We plan on introducing identity theft coverage and mechanical breakdown coverages.
We offer both personal and premises only liability in conjunction with our fire/renters policy. Stand alone liability is not available. We strive to provide products to fill the liability needs of its customers. No long tail liability such as Artisans/Contractors are written.
This product group would consists of Standard Fire, Dwelling Fire, Farm Fire and Allied Lines coverages. Dwelling Fire are written primarily to insure rental and non-owner occupied residences. Properties that do not meet the eligibility criteria for Homeowners or combined package policies would be written on these types of policies.